Monetary Gold Reviews

Did you know that investing in gold can serve as a hedge against inflation? That’s right, Monetary Gold, a leading gold investment company, lets you do just that. As you explore this review, you’ll uncover the various aspects of this company that sets it apart from others, its fee structure, benefits, and a balanced view of its pros and cons. This exploration will leave you with a wealth of knowledge to make an informed decision about whether Monetary Gold should be your choice for precious metal investments. Stay tuned, there’s more to unfold.

Monetary Gold Overview

Diving into the heart of Monetary Gold, a company with a 23-year history, you’ll discover a firm rooted in the mission of providing affordable gold investment options to everyday individuals and retirees, earning its reputation as one of the industry’s finest gold IRA companies. Situated in Woodland Hills, California, Monetary Gold was born out of a shared vision to offer a diversified investment strategy that shields its clients’ assets from market volatility.

The founders understood the importance of investing in gold, particularly in today’s unpredictable economy. Yet, they held a firm conviction that acquiring gold shouldn’t be burdened with high commissions. So, they created a company that offers incredibly competitive prices with zero additional markups.

Over the years, Monetary Gold has risen to prominence, achieving an A+ rating from the Better Business Bureau. This recognition is due in part to its reliable service as a dependable precious metals dealer. But, it’s not just about the gold and the prices. A significant part of Monetary Gold’s success is its unwavering commitment to customer service. Despite the company’s relatively young age, the precious metal professionals on board boast over 50 years of industry experience. They’ve used this experience to guide customers towards smart investment choices, enabling wealth generation even amidst economic uncertainty.

In essence, Monetary Gold stands out for its affordability, reliability, and exceptional customer service. Its focus on customer education and satisfaction is a testament to its success and is likely to continue driving its growth in the industry.

What Makes Monetary Gold Stand Out?

What sets Monetary Gold apart in the industry? You’ll appreciate their diverse offerings of precious metals, direct pricing without additional markups, and the added security of insured storage. Their IRA rollovers and commitment to customer education and guidance further distinguish them as a stand-out choice for your investment needs.

Offers A Range Of Precious Metals

Drawing from a wealth of options, you’ll find that Monetary Gold’s extensive selection of gold, silver, platinum, and palladium coins and bullions sets it apart in the precious metals industry. You can opt for physical assets or entrust them to a precious metal IRA, adding flexibility to your investment strategy. Coins are sourced from renowned royal mints, allowing diversification and historical significance to your portfolio. Rare coin offerings, such as the $20 Saint Gaudens coin or the Morgan Silver Dollars, provide attractive options. However, only specific gold and silver proof coins qualify for IRA investments. Additionally, Monetary Gold also offers semi-numismatics and certified graded coins, catering to collectors and diversifying investment portfolios. This range reflects Monetary Gold’s commitment to accommodating various investment preferences.

Direct Pricing

One significant factor that sets Monetary Gold apart from its competitors is their direct pricing approach, which allows them to provide precious metals at some of the most competitive prices in the industry. This direct dealing of precious metals to you, the customer, eliminates middlemen and their markups.

  1. Competitive Pricing: They keep prices close to the spot price of these coins, creating a win-win for both company and customer.
  2. Price Fluctuation Advantage: You can potentially profit from price fluctuations in precious metals without risking your finances.
  3. Discounts and Promotions: Monetary Gold frequently offers price discounts and promotions, giving you more opportunities to save money on your purchases.

These factors make Monetary Gold’s direct pricing approach a standout feature in the precious metals industry.

Secured And Insured Storage

A crucial aspect that makes Monetary Gold a top choice for investors is its secured and insured storage options, ensuring your precious metals are not only safe, but can also be retrieved without concern when the time comes to liquidate. Monetary Gold uses the Delaware Depository, a highly-regarded IRS-approved third-party depository. This facility is backed by Lloyds of London and offers highly advanced security measures, monitored round the clock. It’s not just about security, though. The depository’s Delaware location also means you can take advantage of the state’s well-known tax breaks. This combination of security, insurance, and financial benefits is what sets Monetary Gold apart, allowing you to invest with peace of mind.

IRA Rollovers

When it comes to IRA rollovers, Monetary Gold truly shines by offering comprehensive assistance in creating a new self-directed IRA or rolling over your existing assets from an IRA or 401(k), making the process smooth and straightforward. They have a responsive customer service team that guides you at every step, ensuring your transition is seamless.

  1. You initiate the process by contacting them, and a company representative will guide you to setup your self-directed gold IRA.
  2. The assistance doesn’t stop there. They help you identify a suitable custodian for your new IRA, providing recommendations based on their expertise.
  3. Finally, Monetary Gold facilitates the rollover of your funds from a traditional IRA, SEP IRA, or 401(K).

In essence, Monetary Gold simplifies the complex process of IRA rollovers, making it a standout choice for investors.

Customer Education And Guidance

Distinguishing itself in the realm of customer education and guidance, Monetary Gold actively seeks to enlighten potential investors about the advantages of investing in precious metals such as gold and silver, providing an array of free information kits and a wealth of online resources. They tailor their advice to your unique financial needs and goals. From the “Gold IRA Investment Guide” to the “Coin Guide”, you’re equipped with the right knowledge to make informed decisions. Regular updates on gold and dollar scenarios keep you informed about market trends. Their customer service goes beyond just sharing information, they guide you through the process, ensuring you understand how investments align with your goals. This level of service is what truly sets Monetary Gold apart.

Flat Shipping Fees

Beyond the excellent customer education and guidance, what makes Monetary Gold truly stand out is their approach to shipping fees. They offer an attractive incentive for new customers: free shipping for initial purchases.

  1. Monetary Gold ensures continued affordability by charging a low, fixed fee for subsequent shipments. This fee doesn’t fluctuate based on the price or quantity of the precious metals you’re purchasing.
  2. You’re given a choice of reliable carriers: UPS, USPS, or FedEx. This means you have control over the delivery process.
  3. The company offers flexibility in delivery, shipping to your home or a depository of your choice.

These features not only reflect Monetary Gold’s commitment to customer satisfaction, but they also add value to your investment.

Monetary Gold Fees

Understanding Monetary Gold’s fee structure is crucial, as they charge two main types of fees – a flat shipping fee and an annual storage fee – but notably, they don’t charge any fees for opening an IRA account. This approach is somewhat unique in the market, making Monetary Gold a potentially attractive option for those considering investing in precious metals.

Diving into the details, the flat shipping fee is relatively straightforward. Regardless of the size of your order, you’ll be charged a one-time fee for delivery. This means that larger orders effectively have a lower shipping cost per unit, providing you with more value for your money.

The annual storage fee, however, is a bit more complex. If you choose to have Monetary Gold store your precious metals, you’ll be charged an annual insurance fee of $100 for up to $100,000 of gold. Beyond that, the fee is $1 for every $1,000 of value. So, if your gold is worth $150,000, your annual storage fee would be $150.

This fee structure encourages larger investments, as the more you invest, the lower your relative costs. It’s also worth noting that these charges are for insured storage, providing you with added peace of mind.

Benefits of Monetary Gold IRA

If you’re considering an IRA, Monetary Gold offers several appealing benefits. A Monetary Gold IRA can be a great asset for your financial future, providing a hedge against inflation and potential financial crises. Unlike traditional IRAs, a gold IRA is backed by real, tangible gold, meaning you’re not just investing in numbers on a screen, but a physical asset that has retained its value throughout human history.

  1. Tax-Free Withdrawals: One of the most significant benefits of a Monetary Gold IRA is the ability to make tax-free withdrawals. This can greatly ease your tax burden during retirement, a time when financial stability is crucial.
  2. Price Fluctuation Advantage: Gold IRAs allow you to benefit from fluctuations in the gold market. Unlike stocks and bonds, gold often thrives during economic downturns. Thus, your investment can prosper even in challenging economic times.
  3. Diversification: A gold IRA diversifies your retirement portfolio. It’s a solid investment that doesn’t correlate with traditional asset classes, providing stability for both long and short-term investments.

Monetary Gold is committed to delivering top-notch customer service. Its knowledgeable and friendly staff are always ready to answer your questions about gold IRAs. They maintain an A+ rating with the Better Business Bureau, a testament to their dedication to quality service.

Pros & Cons

As you consider partnering with Monetary Gold, it’s essential to weigh the advantages and drawbacks. By examining the pros, you’ll appreciate the firm’s commitment to competitive pricing, extensive coin variety, and personalized customer service. However, the cons will reveal areas where the company might fall short, aiding in your decision-making process.


Delving into the pros of Monetary Gold, you’ll find they offer a wide array of precious metals for purchase, boasting a competitive pricing structure that does away with any extra markup. This makes investing in gold and other precious metals accessible and affordable for a varied range of investors.

  1. Their customer service department is renowned for its professionalism and extensive knowledge, providing you with solid guidance and support.
  2. They host a comprehensive resource center on their website, providing you with valuable insights and up-to-date information on precious metals investment.
  3. Setting up an Individual Retirement Account (IRA) with them is a breeze, further simplifying your investment journey.

In business for over two decades, Monetary Gold has fostered a positive reputation that’s hard to overlook.


While Monetary Gold shines in many aspects, it’s only fair to consider some potential drawbacks that you may encounter. One notable con is their private storage option, which comes with inherent regulatory risks. You’re left to navigate complex rules and regulations, which can be intimidating if you’re not familiar with the intricacies of gold investment.

Additionally, their customer service department could be a point of contention. During busy times, you may find it difficult to get a hold of a representative promptly. This could potentially slow down the process if you’re looking to make quick decisions or need immediate assistance. It’s important to weigh these potential cons against the pros while considering investing with Monetary Gold.


In conclusion, Monetary Gold offers unique advantages. Its standout features and reasonable fees make it a competitive choice. Opting for a Monetary Gold IRA can offer generous benefits, despite a few drawbacks. You’ll be making an informed decision if you consider these pros and cons carefully. Overall, Monetary Gold demonstrates an impressive potential for your investment portfolio.

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